2nd October 2025

TIMING

COURSE CODE

OC02B5

SPEAKER

Martyn Ingles

OBJECTIVES

Saving for a pension is becoming increasingly important as State Pension age is scheduled to increase and is unlikely to provide sufficient to live on. Despite the changes in Finance (No.2) Act 2023 the system remains horrendously complex, but the rules present many opportunities. The course will look at the world of pensions to see how they impact upon clients especially in the area of retirement and estate planning. It is not a financial services course and will not be dealing with products from a financial services aspect.

WHO SHOULD ATTEND?

Partners and staff who provide advice to private clients and family companies.

TOPICS

•  Changes to pension limits and the impact of protection
•  Individual and employer contributions
•  Pension planning for family companies
•  Don’t overlook the State Pension– review missing years
•  The Finance (No.2) Act 2023 changes to pensions
•  Tax charges if the limits are exceeded, including “scheme pays” election
•  Planning advice
  • Why spend your pension when you could spend your ISAs?
  • Third party contributions
  • Pensions as a part of estate planning
  • My business is my pension scheme – CGT BAD relief on sale

VENUE

This course will be available live online. You will be emailed the link to join two days before the course date.

DISTRICT

All

COURSE FEE

 £105+VAT. (click here for information on the Flexiticket discount scheme - fees as low as £62.00+VAT per place).